by Satwinder Sidhu | Jul 28, 2026 | Trusts
Yes, a Flexible Life Interest Trust (FLIT) can be adapted for unmarried couples, but it won’t deliver the same inheritance tax (IHT) benefits as it does for married couples or civil partners. Cohabitees don’t qualify for the spouse exemption or...
by Satwinder Sidhu | Jul 28, 2026 | Trusts
A disabled person qualifies for a Disabled Person’s Trust if they meet the legal test in Schedule 1A of the Finance Act 2005. This covers anyone incapable of managing their own affairs due to a mental disorder, or anyone receiving specific disability benefits,...
by Satwinder Sidhu | Jul 28, 2026 | Trusts
Picture this. A mother in Leicestershire has a son with a learning disability. He’ll never be able to manage a large sum of money on his own, and if she leaves him an inheritance outright, it could be swallowed up by care costs or put his means-tested benefits...
by Satwinder Sidhu | Jun 30, 2026 | Blog, Trusts
Your home is almost certainly the most valuable asset you own. You have spent years, perhaps decades, paying for it, maintaining it, and building equity in it. So the idea that it could be taken away from your family after your death, whether by care fees, a new...
by Satwinder Sidhu | Jun 30, 2026 | Blog, Trusts
I speak to families every week who have worked hard all their lives to own their home, only to realise too late that without the right planning, that home could be swallowed up by care costs, inheritance tax, or family disputes. It is one of the most uncomfortable...
by Satwinder Sidhu | Apr 30, 2026 | Trusts
Planning for the future can feel overwhelming. Most people know they should organise their estate, but many are unsure where to begin. One common question families ask is simple: how do you actually set up a trust fund? A trust fund is one of the most effective ways...
